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Palazzo at Naples Naples New Homes From $444,995
Palazzo at Naples in Naples Florida features 85 luxurious, single-family homes. Located in North Naples just off Immokalee Road, this executive home ...

What are HOA fees?

Homeowner association fees are basically the cost of running a community and are paid by the home owners in that community. The homeowners vote the association board and the board hires a community manager. Fees typically run around $35 per month (no lawn service) to as much as $200 or more per month (lawn service). The fee depends on the services included such as lawn care, trimming shrubs, cable TV, and irrigation water. If the community has a MASTER HOME OWNERS ASSOCIATION FEE, the fee could range from $50 per year to $10,000 per year depending on the community and amenities. The master association manages the community common areas and could include a club, golf course, fitness center, tennis courts, community pool, gate house and more. Smaller communities would have just one HOA fee. Larger ones would have a neighborhood HOA and a master HOA fee.

Tips to purchase a home

  1. Work with a Realtor®
    Working with a Realtor® will ensure you that you are working with a real estate agent that is held to high standards of ethics and will find you a property that best fits your criteria.
  2. Provide detailed criteria
    Provide detailed criteria to your Realtor such as price range, home size, age, type, location, amenities needed.
  3. Get updated listings
    Request updated listings direct from MLS and delivered daily.
  4. Appointment
    Set an appointment to view your favorite properties and also new construction properties if fitting.
  5. Offer
    We are currently in a Buyers market and Sellers are more negotiable.
  6. Pricing
    After much appreciation since the 2011 bottom, prices since 2016 inland properties have been mostly flat, except for waterfront and beachfront properties which are nearing an all time high.
  7. Increased inventory is an added advantage
    Year to year inventory of resale properties have increased. Buyers have a wide selection of resale and new construction properties.
  8. Look at resales and new construction
    Deal at both ends. Do not overlook new construction as some builders are offering great value now.

I will represent the buyer at no cost to them. I am paid by the seller on a resale transaction and by the developer on a new home community transaction. If you buy a resale property with me, I will help you negotiate the best price, saving you money. If you buy in a new home community, the price is the same whether you are represented by me or not, but I am aware of the potential incentives that may be available that builders don't always tell you about, and I will help you find the best location within the community.

If you do not use a buyers agent to represent you, you have no one else looking out for your best interest in the transaction. Listing agents work for the seller to get the highest price possible on a resale, and a new home community site sale representative works for the best interest of the developers only.

Let me help you understand the market price before making an offer on a resale so you don't over pay. Know your rights as a buyer. Know about real estate taxes, HOA fees, closing cost, home inspections, mortgages, and appreciation potential. Know that there are other available properties in the area that best fit your criteria before you make an offer on a certain property.
Ken O'Brian


As a single agent, Southwest Coast Realty, Inc., owe to you the following duties:
1. Dealing honestly and fairly;
2. Loyalty;
3. Confidentiality;
4. Obedience;
5. Full disclosure;
6. Accounting for all funds;
7. Skill, care, and diligence in the transaction;
8. Presenting all offers and counteroffers in a timely manner, unless a party has previously directed the licensee
otherwise in writing; and
9. Disclosing all known facts that materially affect the value of residential real property and are not readily observable.